RARE OPEN-BAY WATERFRONT ESTATE IN ST. JAMES CITY WITH DIRECT GULF ACCESS, NO BRIDGES, TWO BOAT LIFTS & PANORAMIC SAN CARLOS BAY VIEWS! Experience true Southwest Florida waterfront living from the southern tip of Pine Island, where deep-water boating, spectacular sunsets, open-bay views, and quick access to the Gulf of Mexico, Sanibel, Captiva, and surrounding islands are right outside your door. More than $400,000 in renovations have transformed this luxury waterfront home into a move-in-ready island retreat. Improvements include a newer roof, spray-foam insulation, hurricane-impact windows and doors, whole-home generator, updated HVAC and ductwork, instant hot-water heaters, wide-plank tile flooring, and custom closets. Designed for serious boaters, the property features a private dock with two brand-new boat lifts - 6,000-pound and 15,000-pound - plus direct deep-water Gulf access with no bridges. Spend your days fishing, boating, cruising to Sanibel and Captiva, or island hopping throughout Southwest Florida. Outdoor living is the centerpiece of this exceptional St. James City home. Relax beside the heated pool and spa, entertain beneath the custom tiki hut, prepare dinner in the fully equipped outdoor kitchen, and end the day watching incredible sunsets over San Carlos Bay. Inside, the coastal-inspired kitchen features JennAir appliances, exotic granite countertops, and more than $250,000 in custom cabinetry. Expansive water views, sophisticated finishes, and an inviting open layout create the perfect setting for entertaining or everyday waterfront living. Offered TURNKEY furnished in a Tommy Bahama-inspired coastal style with some exclusions, the home is ready to enjoy as a primary residence, seasonal Florida retreat, or luxury Pine Island getaway. An oversized four-car garage with epoxy flooring provides space for up to six vehicles plus fishing gear, golf carts, kayaks, paddleboards, and boating equipment. If you are searching for a St. James City waterfront home, Pine Island luxury property, Gulf-access home with no bridges, deep-water boating property, San Carlos Bay home, waterfront pool home, or turnkey Southwest Florida retreat, this extraordinary property delivers the boating lifestyle, privacy, luxury, and Old Florida atmosphere buyers come to Pine Island to find.